Enquire more about OCBC Renovation Loan Request

Planning to take up bank loan for your renovation? OCBC recently launch a new loan scheme! Enjoy affordable monthly instalments with interest rates as low as 2.63% p.a. The first 13 successful applicants get to walk away with a Novita Vacuum.


Request For Renovation Bank Loan

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Terms & Conditions

Terms and Conditions

Promotion Period

1. The Promotion shall be held from 4 September 2019 to 30 November 2019 (both dates inclusive), or such other period(s) as may be determined by Oversea-Chinese Banking Corporation Limited (“OCBC Bank”) in its absolute discretion (the “Promotion Period”).


2. This promotion is only applicable to the first 13 OCBC Renovation Loan customers:

(i)           who apply for an OCBC Renovation Loan during the Promotion Period;

(ii)          whose OCBC Renovation Loan application originated from the Renodot Enquiry Form; and

(iii)         whose OCBC Renovation Loan of at least S$15,000 is approved and disbursed by OCBC Bank on or before 15 December 2019

(the “Eligible Customer”).

3. For the avoidance of doubt, only one (1) Gift (as defined in clause 5) shall be awarded in respect of each eligible approved and disbursed Renovation Loan application.

4. For the avoidance of doubt, OCBC Renovation Loan applications submitted through other channels will not be eligible for this Promotion.


5. Each Eligible Customer shall be entitled to receive a NOVITA VAC HANDSTICK NV100 worth S$99 (the “Gift”). The redemption letter will be mailed to the Eligible Customer no later than 60 days after the date of loan disbursement. Any request for early fulfillment of a Gift will not be granted nor entertained by OCBC Bank.

6. OCBC Bank shall not be responsible for the quality, merchantability or the fitness for purpose or any other aspect of the Gift. Notwithstanding anything herein, OCBC Bank shall not at any time be responsible or be held liable for any defect or malfunction in any Gift, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any Gift by any person.

7. The Gift cannot be exchanged for cash or other items of equal value. OCBC Bank will not replace any redemption letter or Gifts which are lost, defaced or damaged. If a Gift is not available, OCBC Bank shall have the right to replace it with other items of equal value.

8. OCBC Bank reserves the right at its absolute discretion to terminate this Promotion or vary, delete or add to any of these terms and conditions from time to time without notice including without limitation, the eligibility of any customer and the dates of this Promotion.

9. OCBC Bank’s decision on all matters relating to this Promotion will be at its absolute discretion and will be final and binding on all participants. No correspondence shall be entertained. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to this Promotion, these terms and conditions will prevail.

10. These terms and conditions shall be governed by the laws of Singapore and the participants in this Promotion irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.


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