Complete Guide to Flipping Houses on the HDB Resale Portal

March 2nd 2022

The launch of the HDB Resale Portal marks a big step forward for homeownership in Singapore. In addition, you can get valuable information and enquiry from this site such as what's new and updated on your town, service and conservancy charges (S&CC) rates, property price trends, and market reports.

What Is HDB Resale Portal?

The HDB Resale Portal is a one-stop portal for all resale transactions. It is a secure site that enables buyers and sellers to transact with each other and provides the same level of security as transacting with HDB.

To access the HDB Resale Portal, potential buyers must:

1. Go to

2. Register for an account with NRIC, MyInfo or SingPass by entering the required information, including mobile number and email address.

3. Confirm mobile number via a one-time SMS verification code sent to the mobile number provided in step 2 above.

4. Authorize HDB to access information from CPF OA, which may include information relating to the member's contributions, interest, withdrawals and balances. HDB will ensure that such information is kept confidential and used only for the purposes of administering this Scheme.

Moreover, to buy HDB resale flats, you must:

Persons who are not Singapore Citizens or Permanent Residents may apply to buy an HDB resale flat if they meet the following criteria:

Applicants must be aged 21 years and above.

Applicants who are applying to buy a resale flat with their spouse or partner must have been married for at least 2 years, or have been in a de facto relationship for at least 3 years.

Applicants who are not married or in a de facto relationship must be single.

The monthly household income of the applicants should not exceed $10,000. However, the annual household income of applicants who are married or living with a partner should not exceed $20,000.

An applicant’s annual household income should not exceed $30,000 if they are living with two or more dependents.

If you have bad credit, no credit or limited credit history, your application will be considered on a case-by-case basis.

The housing authority does not accept applications from people who do not meet the above criteria.

How Do I Check My HDB Resale?

If you are planning to purchase a resale flat, it is important to do your research and be fully aware of the rules governing HDB resale flats.

Here are some things that you should check before signing the Sales & Purchase Agreement:

Check the Date of Completion on the Resale Flat

The date of completion refers to the date on which all physical works on the flat have been completed and handed over to the flat owner for occupation. If an earlier date of completion is stated in the sales brochure, there may be delays in completing the works. This could affect how long you need to wait before you can move in.

Check the Construction Progress of the Project

If there are delays in the construction, this could affect how long you need to wait before you can move in.

Look at the Sales Brochure for Information

This means information on how many units have been sold and whether any more units are available for sale. If a large number of units are still available for sale, it may indicate that demand is low or that the developer is having difficulty selling the units. If this is the case, it could be a good opportunity to purchase units at a discount.

Make Sure That You Understand All of the Terms and Conditions

Especially the terms and conditions of the sales contract before signing anything. Ask questions about anything that you do not understand. The developer will most likely have an attorney review the contract for you, but it is still your responsibility to read and understand everything in the contract before signing it.

Pay Attention to Deadlines

Pay attention to any deadlines for taking possession of your new home. This is especially important if you are moving from a different state or country.

Review Again!

Be sure to review your insurance policies, especially home owner’s and flood insurance, and update them as necessary.

When Should I Register Intent to Buy?

When you are planning to buy HDB resale, you must be prepared for the challenges that may come along with it. You must make sure that you have done the proper research and have the required knowledge about buying a resale flat.

You must ensure that you get all the information regarding your resale submission and housing loan application, then make sure that you are able to meet your financial commitments.

You must also ensure that you know how to go about selecting your new home in order to avoid disappointment. One of the most important factors to select is whether you should buy a resale flat or a new condo.

How Can I Check My HDB Valuation Report?

Buyers can use the HDB Resale Portal to verify the status of their Request for Value. The letter from HDB informing the buyer of the valuation will be available to view and download for one month after the resale has been completed.

After you know the resale price and other information about the HDB resale portal, you can also try to contact Renodots to help you in designing interior design for your new HDB later on. Let's go!


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